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Copy a code from the list on this page, or open an invite link, and enter the code (or use the link) when you sign up with Twelve. The conditions to receive any reward are set by Twelve. At Twelve, the usual requirement is: open an account at launch and make a first card payment. This is a summary; the official terms prevail.
A code is a short text you type in when you sign up. A link opens the sign-up page with the invitation already applied, so there is nothing to type. Both identify the person who invited you, and you only need one of them: use whichever the entry on this page offers.
Codes are shared by the community and can expire or stop working at any time. We do not verify them and do not guarantee any reward. After trying a code, vote on it so other people know if it worked.
| You and your friend |
| B100 | €20 | Invited friend |
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| N26 | €15 | Invited friend |
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| Revolut | from €10 | Referrer |
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| Monzo | from €5 | You and your friend |
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| bunq | up to €100 | You and your friend |
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A higher amount often comes with stricter requirements, so compare what you have to do as well as what you get. Conditions vary; check the official terms.
Best value for effort = amount ÷ effort (easy ×1, moderate ×2, demanding ×8), counting only cash rewards you receive. Brands rank lower when the reward is not paid in cash, when only the referrer earns it, or when only the invited friend earns it, in that order. A rough guide based on our own reading of the published conditions.
Sorted by amount.
